Moving States, Moving Forward—How to Transfer SR-22 Insurance When Relocating

Relocating to a new state can be exciting and challenging, especially when it comes to transferring essential services like auto insurance and particularly if you have an SR-22 requirement. An SR-22 is a certificate of financial responsibility that some drivers are required to file to prove they have the minimum required liability insurance. Here’s how to smoothly transfer your SR-22 insurance when moving to a new state.

Understand SR-22 Requirements 

Each state has its own regulations regarding SR-22 filings. Before you move, verify whether your new state requires an SR-22 and if your current SR-22 is valid there. Inform your current insurance provider about your upcoming move. They can guide you through the process of transferring your policy and SR-22 filing to your new state.

Familiarize yourself with the auto insurance requirements specific to your new state, including any additional coverage beyond basic liability. Most states, including Texas, require you to prove you can pay for potential third-party accident-related costs. In Texas, most drivers do this by purchasing auto liability insurance.

The auto insurance liability requirements may be too low to provide appropriate financial protection in the event of an at-fault accident. Your agent can help you get the right amount of car insurance coverage, including comprehensive, collision and uninsured/underinsured motorist coverage if those are right for your situation.

Work with your current insurer or new insurance provider to file the SR-22 form with the Department of Motor Vehicles (DMV) or equivalent agency in your new state. The 777 Insurance Agency LLC in Euless, Texas, can help you get high-risk insurance and complete the required SR-22 filing.

Our team can help you avoid gaps in insurance coverage, as these can lead to penalties such as license suspension or fines. We can coordinate the timing of canceling your old policy and activating the new one to ensure a seamless transition.

How to Get SR-22-compliant Car Insurance Coverage in Texas

Moving to Texas with an SR-22 requirement doesn’t have to be overwhelming. By understanding the process and working closely with an experienced agent, you can smoothly transfer your SR-22 insurance and ensure compliance with your new state’s regulations.

The 777 Insurance Agency LLC team can help you plan ahead, update your information and maintain continuous coverage to avoid any disruptions in your driving privileges. With careful preparation, you can confidently navigate the transition and focus on settling into your new home and community.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.